Posts tagged payments

Is there anyone that buys homes in Beverly Hills, FL? Living in CO, renter moved out, I can’t make payments.?

1
1 year ago
by admin in

Ranch home, stucco, 2br, 1ba, 1 car garage, carpet and tile, lg family room with wood burning fireplace. Washer and dryer, microwave, refrigerator, stove, dishwasher. Quiet area, close to civic center. Home is listed with realtor at $ 79,900, but has not sold due to economy and many homes for sale in area. Have opportunity to rent home, but mortgage holder will not work with me regarding reduced payments. I am on social security.
homes for sale in fl

Answer by Landlord
Why are you asking us? It is your realtors job to find a buyer.

I have a rental condo unit in Hawaii with silent partners and we are struggling to make the payments.?

2
1 year ago
by admin in

Question : I have a rental condo unit in Hawaii with silent partners and we are struggling to make the payments.?
The mortgage is in my name and I was wondering if a foreclosure occurs can the bank place a lien on my retirement accounts and other assets. I live in California.
hawaii condo rentals

Best answer:

Answer by rhonda
have you had an attorney look over the contract ? have you tried to sell it? they may get the condo, and sell it, and anything owed over the purchase price can be your debt, you need to look up the laws in your state to find out what the laws are under foreclosures.

How can I find out payments before making an offer?

2
1 year ago
by admin in

Question : How can I find out payments before making an offer?
My husband and I are looking into buying a home. We have already been qualified through our bank (then wachovia, now converted to wells fargo) Wachovia then, would tell us amounts of payments with insurance and taxes, closing costs and so on. Now I called tonight to find out how much payments on this house we are looking at will be with all included into it. Wells Fargo said all they could tell us is that we are approved and we would have to talk to the real estate agent about how much taxes and insurance would add onto it. I want to figure it all up before we make an offer, before wwe sign papers and before anyone puts any work into it (real estate agent or current homeowners) I want to know we can afford it before we get to much time and hopes put into it. Also, the agent has told me the house has been on the market for a while, and the owners would most likely take a smaller offer on it, but i want to figure it up with the asking price just in case they don’t. Does anyone know how I can go about figuring this up, without having other people to put time and work into it? I live in Marshall County Alabama. The house is right on the Marshall and Etowah County line so Im not 100% sure which county it is considered. Please help out!!!
Thank you for the link. I will use it when I find out how much taxes and insurance is out here. I am having trouble finding that out. I have googled it like crazy and I cant find anything on it
Lost on earth, thank you so much for your info, but this is not our first home so i got the bills thing covered lol. My concern is the price of the house payments. I know by my pic I look very young but im not haha. We have been together for 7 years and have 2 kids and all lol. We are the only family memebrs in either side of our family to have 2 new vehicles paid in full and never to have filed bankruptcy so we are well financially disiplined. But I know without taxes and insurance with 3% down (all they are asking for) the payments will be at $ 234. It is for sale at $ 49,000. No work needs to be done to the house at all. It is very large and apraises at over 100,000. The sellers just need to move. My impression is they are trying to sell it before it gets forclosed on cause not many people will be willing to sell such a nice house for such a low price. Im just making sure our house payment falls within the amount we are paying now which is $ 450.
alabama homeowners insurance

Best answer:

Answer by the kid
CNNMoney payment calculator

http://cgi.money.cnn.com/tools/mortgagecalc/index.html

There are dozens more like it, just google it.

Can somebody give me a clue on my mortgage payments?

5
1 year ago
by admin in

Question : Can somebody give me a clue on my mortgage payments?
I bought my first home about 8 months ago. I had no down payment and ended up getting two separate loans.

The first was $ 114,000 @ 6.75% 30 year fixed.

The second was for $ 38,000 @ 9.436% 15 year balloon.

Monthly payment on the first is: $ 1014.12
Monthly payment on the second is: $ 316.05

I can pay this. Its far from ideal but I’m paying only slightly more per month than I would for an apartment. I thought I might be able to refinance before too long but then too many people making $ 35K bought $ 350K houses and I’m thinking the chances of my doing that right now are slim especially since I’ve paid down next to no principle at this point.

Let’s leave the atrocious 9+% one alone for a minute. I know there are insurance fees and real estate taxes built into mortgage payments but I’m plugging $ 114K and 6.5% over 30 years into the generic calculators online and not getting anywhere near what I’m paying. Any help?
Was supposed to be 6.75% used for calculations…typo.
second mortgage calculator

Best answer:

Answer by grayhambone
you’ll pay over 365 k for that loan over 30 years. what’s to get?

1014 x 12 x 30

Has anyone actually had a home loan modification go well when your not behind on payments?

0
1 year ago
by admin in

Question : Has anyone actually had a home loan modification go well when your not behind on payments?
Wachovia has been dragging the process on for going on over 4 months now. What a joke. Does this wreck your credit?
home loan modification

Best answer:

Answer by Kevin B
i’ve handled many temp and permanent loan mods. They do work, don’t hurt your credit AS LONG AS YOU MAKE PAYMENTS. If they bank is willing to negotiate a lower rate and your fault on that payment, as well, then you’re in for it! It doesn’t look good that you’ve faulted in the first place, but when you take into consideration that you’re working to fix i, it helps revive your credit if you make payments and stay on top of things.

If you’ve been dragged out for 4+ months, I’d consider a loan modification company ( like freehampreport.com ) You’ll get free eligibility tests, and you can get a certified HAMP specialist to handle your case and call you with up to date info about your application. We both know Bank of America, Chase, Citimortgage, etc. won’t call you and tell you how your application is going…. you’ve got 4 months of proof!

Can someone help me to calculate mortgage payments?

4
1 year ago
by admin in

Question : Can someone help me to calculate mortgage payments?
I keep thinking I am doing it wrong. I use to work as a loan processer, but all I had to do was enter the figures into CAYLX software and it did the math for me. So just to assure I am not screwing up… Can someone tell me how to come up with the monthly mortgage payments?
I want to be able to figure it out on my own!
mortgage loan software

Best answer:

Answer by jseah114
Run a Yahoo or Google search for mortgage calculator. There are a ton of online mortgage calculators.

New FHA Programs Help Homeowners Behind On Mortgage Payments

0
1 year ago
by admin in

mortgage programs


Freedmont Mortgage CEO Carl Delmont explains the benefits of new FHA programs designed to help borrowers who have fallen behind on their mortgage payments.

Refinance mortgage if behind on payments?

2
1 year ago
by admin in

Question : Refinance mortgage if behind on payments?
I lost my job and was out of work for seven months. I got behind on my mortage payments and am on a pay plan at the bank.
Will they let me refinance? I only owned the home for about two years?
What is reconfirming your loan mean? Please help!
refinance my mortgage

Best answer:

Answer by Pojo
Forget the moron who answered right before me, he or she can not even read.

If your credit is hot over this your refi will be sky high interest rates even if you can get a refi.

Can property lease payments be added back to cash flow in a commercial mortgage?

1
1 year ago
by admin in

Question : Can property lease payments be added back to cash flow in a commercial mortgage?
If an established business exists on a leased property (and will be moving into the new property after closing), can the lease payments be added back to the cash flow when determining the approval amount for loan?

I will not renew my lease if I can find a nice piece of commercial property.
I dont understand why not. To me it is like telling a renter interested in purchasing a home that their qualifying amount is based on their income AFTER they pay their rent. It doesnt make sense. The only difference is that the business owner can take that expense off their taxes.
commercial property mortgage

Best answer:

Answer by Your #1 fan
No. Anything a lesse pays goes to the owner. You receive no benefit from it as the tenant. Maybe less tax as it is a business expense.

Available for training Windstar tax year for payments to foreign suppliers and registration

0
1 year ago
by admin in

Norwood, MA (openPR) 7 October 2010

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The two-day training is based on educational characteristics:


Initiatives on enforcement of the IRS
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Forms 1042/1042-S include year-end procedures

speakers:

Jamie Moshella, IRS International Examiner
Paula N. Singer, Esq. – Windstar chair and award-winning author on tax issues non-resident alien?
Marianne Couch, Esq. – Major with COKALA Tax Information Reporting Solutions, LLC
Linda Dodd-Major – immigration expert and the creator and former director of the NHI? Office of Business Liaison
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higher prices early, the 25th Expires in October, 5 for the first person, organization, and 5 for each additional person. Price increases from 0 to 25 October.

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Home Staging Seminars

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