Posts tagged manufactured

What is it like living in a manufactured steel building?

1
1 year ago
by admin in

Question : What is it like living in a manufactured steel building?
Im considering building a prefab structure/ steel building on it. Something fairly large and Im going to divvy it up into two spaces. One a garage/ workshop/ studio. The other into a kitchen, bedroom, bathroom, living area/ office. I don’t care much what it looks like on the outside because I plan on investing in the interior.

I’ve been researching it online and would really like a good idea of what it would take but all I can find are ads and the actual manufacturers’ websites offering little to know info. Here’s my questions
Pros/ Cons
Cost
Suggestions On Size for My Idea
First Hand Experience

Im twenty one and I got my bachelors in the fall and am working and shooting for my MBA. I have a little bit of land (about 4 acres) that I inherited from my uncle when he moves to Maryland, just south of the Lawrence KS.
Ha Ha Ok maybe this will help.

The workshop would ideally fit 2 cars and 2 motorcycles, a third in a pinch maybe. And a few cabinets of tools and what not. And a few large tools.

Also as far as the natural light and what not I mean it will hopefully have windows. But where Im living there’s not a whole lot to look at. Also any links to guides or info anyone knows of would be great!
maryland office space

Best answer:

Answer by warrior w
Size of the idea, is hard to measure, would specify once its measurement nomenclature is standardized.
But ideas seems brilliant, its something which is very big for you.

Pros – It would express your tastes, private, your thing,,,
Cons – No birds, natural light,wind, to wake you up, or gaze at things,,,,,

Refinancing Manufactured Home and RV parks

0
1 year ago
by admin in

refinancing manufactured homes and caravan loans available, but like other types of loan packages that you need to keep an eye out, read the fine print and shop.

There are many companies today that offers home loans on mobile homes or prefabricated buildings and there are many different ways. Some offer a package of terrestrial origin, that means your mobile home and land are combined, while others offer you a home loan or refinancing loan on just the house-made.

It has a lot to do, as the mobile home is placed there, it is found out to do, and if you are moving home, or leave it where it is.

If you move your manufactured home refinancing a mobile home park on your property, there are some great home packages available. If you refinance your home, where it is located, you may have several options.

If you are in a manufactured home park with a lease on the property it sits on the refinancing not be a problem. If you do not have a lease, the bank may require you writing that you put in a position to leave the house some time ago, they do not want you to not put your home on the site.

The other option if you own land, is add the title of the house on the property description. This would be a refinancing plan very similar to a wooden frame or a traditional home loan, but you can not move the house from the property and is more mobile.

refinancing manufactured home or refinance a mobile home is not difficult, in fact, for many options, you may find it easier than a traditional mortgage.


Refinancing my home

Can anyone give advice on the company Palm Harbor that produces manufactured homes?

1
1 year ago
by admin in

Question : Can anyone give advice on the company Palm Harbor that produces manufactured homes?
My fiance and I are looking into buying a manufactured home (not a trailer) as our first home and we are wondering if anyone can give feedback on this company. They have wonderful floor plans and great square footage, but we are worried about their warranties and gaurantees. If anyone knows anything about Palm Harbor Homes, please let me know, any info is greatly appreciated! Thank you!
home warranty advice

Best answer:

Answer by Ross
Manufactured homes are trailers. They have steel frames and Vin #s. No matter what the sales person tells you a manufactured home is a trailer home is a mobile home. They have come along way and some are very nice. Manufactured is the new term. Modular homes is were things are different, They are wood framed, stick built off sight. In my area modullar finance, insure and appraise the same as a traditional stick built, manufactured homes don’t. I checked into manufactured homes about two years ago and was set to buy one until I started taking to the banks and insurance companies. Palm Harbor is a name that came up when i was doing my research but I dropped the manufactured home idea and went modular. If you want manufactured check into Patriot, they also build modular. I bought my modular from them and have been happy with it.

Here is a good site to help clear up any confusion:

http://homebuying.about.com/cs/modulareducation/a/modularhomes.htm

It is important to understand the difference. Things can be much different when it comes to financing and insuring a manufactured home.

I changed my mind on a purchase of a new manufactured home, urgent please help!!! (California)?

2
1 year ago
by admin in

Question : I changed my mind on a purchase of a new manufactured home, urgent please help!!! (California)?
I wanted to buy a house and signed the “Purchase Order-New Manufactured Home” (it is not signed by DEALER) but I changed my mind and don’t want to buy it anymore. Also the loan has been approved. Can I still revoke the offer to purchase and not sign the loan??

7. (Buyers’ initials) __I didn’t initial it_________ I certify that the
manufactured home I am p.urchasing is for use as a residence.
I understand that if it is used for any purpose other than a
residence, I may be liable to the State Board of Equalization for
9. This agreement is contingent upon buyer securing loan approval and, if home is to be installed in a mobilehome park, upon park approval of tenancy.
10. Time is of the essence in this agreement.
11. In the event the manufactured home can not be delivered
and/or inspection completed within the agreed delivery time due to non-performance by the Buyer, Buyer agrees to pay (total of downpayment) in lieu of total consideration.
california home inspections

Best answer:

Answer by Landlord
I have no idea. You really need to talk to the DMV about this. They handle it, it is not a real estate situation.

I do not think you have to go through with it like you would with a house, but I am not sure. I would go into DMV and take the papers with you, they can tell you.

changed my mind on a purchase of a new manufactured home, urgent please help!!! (California)? What do I do?

1
1 year ago
by admin in

Question : changed my mind on a purchase of a new manufactured home, urgent please help!!! (California)? What do I do?
I wanted to buy a house and signed the “Purchase Order-New Manufactured Home” (it is not signed by DEALER) but I changed my mind and don’t want to buy it anymore. Also the loan has been approved. Can I still revoke the offer to purchase and not sign the loan??

7. (Buyers’ initials) __I didn’t initial it_________ I certify that the
manufactured home I am p.urchasing is for use as a residence.
I understand that if it is used for any purpose other than a
residence, I may be liable to the State Board of Equalization for
9. This agreement is contingent upon buyer securing loan approval and, if home is to be installed in a mobilehome park, upon park approval of tenancy.
10. Time is of the essence in this agreement.
11. In the event the manufactured home can not be delivered
and/or inspection completed within the agreed delivery time due to non-performance by the Buyer, Buyer agrees to pay (total of downpayment) in lieu of total consideration.
I wanted to buy a house and signed the “Purchase Order-New Manufactured Home” (it is not signed by DEALER) but I changed my mind and don’t want to buy it anymore. Also the loan has been approved. Can I still revoke the offer to purchase and not sign the loan??

7. (Buyers’ initials) __I didn’t initial it_________ I certify that the
manufactured home I am p.urchasing is for use as a residence.
I understand that if it is used for any purpose other than a
residence, I may be liable to the State Board of Equalization for
9. This agreement is contingent upon buyer securing loan approval and, if home is to be installed in a mobilehome park, upon park approval of tenancy.
10. Time is of the essence in this agreement.
11. In the event the manufactured home can not be delivered
and/or inspection completed within the agreed delivery time due to non-performance by the Buyer, Buyer agrees to pay (total of downpayment) in lieu of total consideration.
Loan is not signed, and escrow either.
california home inspections

Best answer:

Answer by ♥ Mary ♥
You can get out of it but you will have to pay the total that you were going to put as down payment. So, your choices are…pay the down payment and live in the trailer, or pay the down payment and don’t live in the trailer.

Although #9 might give you an out only if you don’t get approved for the park.

You can NOT, not sign the loan papers and then try to say that you didn’t get approved for the loan. You did, you just didn’t want to go through with it.

Over all you are going to be out the money you put as a down payment. If they already have that money you can kiss it goodbye. If they don’t and you say you don’t want to pay it your credit is going to get messed up.

Can You Afford a Home on Retirement – Long Term? Affordable Mobile Manufactured Housing Community

14
1 year ago
by admin in

affordable retirement communities


www.StarHomeUSA.com sign up for our newsletter, then click on the Properties page to see what we have. or call 859-319-5000 or 859-319-4000

Triad launches Speedy Manufactured Home loan approvals Website

0
1 year ago
by admin in

Jacksonville, FL (openPR) 7 October 2010

Triad Financial Services, the nation? the second-largest lender in the manufactured housing industry, today announced the launch of its new website at www.triadfs.com. The website provides comprehensive information and resources for a number of Triada? S markets, including manufactured home buyers, distributors and retailers, banks, credit unions and brokers. Particularly noteworthy Triada? S Fast and easy online credit approval in minutes.

“As if the lending decisions were not difficult enough, given the limitations of the credit crisis in Economia |?” said Mike Glisson, President of Triad Financial Services, “a |? clear, our objective was to investigate the process faster and easier to become worthy for buyers of all credit at home.


ATI claims

Triad? s new website is more attractive than others in the industry â? to potential new owners, traders, brokers and other help to navigate the approval of loans much easier. www.triadfs.com designs presented property that is not representative of the image that the public thinks in the testing of mobile homes. Triada? The website also provides information and shows the customers the full benefits of owning a manufactured home.

â? that the stigma of old age began to rise modern houses incredible progress over the past 20 years, does that make? said Jed Gleim, Executive Vice President at Triad. â? For example produces house and apartment owners can now most of the available updates on the site built homes, including wood floors, granite, Jacuzzi bathtubs and more style to enjoy. In this economic climate, in which the customer the value and return to the basics, manufactured homes much> Sense ????.

name of the oldest and most reliable credit, Triad Financial Services has national distributors of Manufactured year for the third time in 2010 by the Housing Institute, which appointed Industrya? s national association and authority. Triad even 50 years old now in 2009 and has worked on one of the top lenders in the country to grow in the years since its founding in 1959 by Don Glisson headquarters Sr., Jacksonville, FL., Triad also has offices in Chicago, IL . Houston, TX., Wichita, KS. Newport Beach, CA. for a total of 5 branches throughout the country.

â? In many ways we have? Mama and Popa? persona, especially on one-on-a way of serving customers and our dealer network? said Don Glisson Jr., CEO of Triad Financial Services. â? We want that reputation is that since ATI? still valid, but our new website is an extension of our image and growth, and our need to develop these ????.

About Triad Financial Services

Triad Financial Services is a privately held mortgage loan to the second home lender in the country by the Manufactured Housing Institute estimates prepared. The company operates four branches in Jacksonville, Chicago, Houston and Newport Beach, and provides funding and services for 44 states. The company has won several awards for service and quality since its inception in 1959 and is one of the names of the oldest and most reliable in the industry.


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California Mortgage

Federal Housing Administration: Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program.: An article from: General Accounting Office Reports & Testimony

0
1 year ago
by admin in

This digital document is an article from General Accounting Office Reports & Testimony, published by Thomson Gale on January 1, 2008. The length of the article is 624 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Federal Housing Administration: Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program.
Author: Gale Reference Team
Publication: General Accounting Office Reports & Testimony (Report)
Date: January 1, 2008
Publisher: Thomson Gale
Volume: 2008 Issue: 1 Page: NA

Distributed by Thomson Gale

List Price: $ 9.95

Price: $ 9.95

Rough estimate on manufactured home – house insurance?

4
1 year ago
by admin in

Question : Rough estimate on manufactured home – house insurance?
I realize it’s hard to say without specfics and I’m sure it varies based off of state etc. but for Michigan is there any rough estimate on what the cost would be for home owners insurance on a 3 bedroom 2 bath manufactured home? I’m not quite sure on the square footage and all that jazz but I cannot for the life of me find a ballpark range. Thanks for any help!
Few more details:

1993
1120 sq ft
My credit score is currently around 720
home owner insurance estimate

Best answer:

Answer by Shannon
$ 600 to $ 1000 per year. Roughly $ 80 per month should work as a rough estimate.

What Laws and regs are manufactured home mortgage lenders subject to in Oregon?

0
1 year ago
by admin in

Question : What Laws and regs are manufactured home mortgage lenders subject to in Oregon?
I am having a problem with my lender potentially breaking laws. They are sending faxes to my landlord when we don’t return a phone call and so on.

Can anyone tell me what laws they are subject to and what type of attorney I should contact about my concerns?
oregon mortgage

Best answer:

Answer by fukinluckyfuker
manufactured home, meaning trailer? Landlord, meaning trailer park owner?

Go to http://www.ftc.gov, and look up the consumer credit information. You’ll find the Fair Debt Collections Practice Act, which will tell you what can and cannot be done. If you see a violation, document it, and file a complaint with whatever state regulatory agency (usually Commerce) handles collection agencies in your state.

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