Consumption and Real Estate
Posts tagged Koolik
How Mold is Detected in a Home Inspection – Koolik Group Realty Video
01 year ago
by admin
in Property Appraisals
mold inspection companies
www.koolik.com Roy Fernandez, an environmental scientist who specializes in mold and conducts mold inspections, explains how mold is detected in a home inspection. Roy also explains different places in the home where mold can be found when a home mold inspection is done. Because of the weather conditions in South Florida, mold can definitely be an issue, so it is important to get a mold inspection in your home.
Real Estate Today: Typical Homeowners Insurance Coverage (Part 1 of 3) – Koolik Group Realty Video
01 year ago
by admin
in Property Insurance
homeowners insurance coverage
www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join Lisa Pacillo, President of All Risk Insurance Group and licensed insurance broker, in answering the question “What does homeowners insurance cover?” Lisa will break down typical homeowners insurance coverage including how much coverage is required and what is insured under that coverage. Lisa explains that every homeowner must cover their mortgage amount based on the rebuild cost of replacing 100% of the structure in the event of a hurricane, fire, etc. Coverage B covers any structures other than the house itself. This may include a swingset, shed or other unattached structures and is included in the insurance premium. Coverage C covers personal property including kitchen cabinets, flooring, bathroom vanities, toilet, etc. Coverage C offers two methods of insuring this personal property. One method is full replacement cost which is more expensive but will cover the cost of a replacement. Option two is more affordable but only insures personal items at their purchase value minus depreciation. Flood insurance is covered under National Flood Policy and is typically under 0 annually.
Real Estate Today: Best Homeowners Insurance in Florida (Part 2 of 3) – Koolik Group Realty Video
01 year ago
by admin
in Property Insurance
homeowners insurance fl
www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join Lisa Pacillo, President of All Risk Insurance Group and licensed insurance broker, in deciding how to choose the best homeowners insurance policy in Florida. Lisa will explain Citizens homeowners insurance in Florida and how it compares to private insurance companies. Citizens homeowners insurance can not deny anyone in Florida but is largely a last resort insurer. Independent agents and brokers can offer more options if you are purchasing a home or changing insurance companies because of dropped coverage or increased premiums. Premiums can be reduced by increasing deductibles. For damages caused by anything other than a hurricane, such as a pipe breaking or roof collapse, there is the all other peril deductible, which can be set at 0, 00 or 00. Hurricane deductibles are set at 2%, 5% and 10% of the dwelling amount. There are also discounts available for homes with storm shutters, roof mitigation certificates, alarm systems, homes in gated communities and condos with central sprinkler systems.
Ideas for Plan Home Additions – Koolik Realty Group Video
01 year ago
by admin
in Property Development
www. koolik. com Gary Slossberg National Home building and remodeling ideas for action for the League of floor plans for home additions, be it a bedroom, a playroom or home theater. It is important to remember how much it will cost supplements to keep the house, but also to determine what type of supplements that work best with the existing house. A common problem that can occur when architects design a floor plan, it does not always exactly how it was designed structurally.
