Property Insurance

# 35 changed -. Make hair color by using a touch-up kit. the roots of the color you can have two weeks of life Dye added to your job

# 36 Go to Beauty School -. for basic services, such as a manicure or a glass of Basic, ditch the expensive salon and go to a beauty school. You can discount the deep beauty in exchange received for rental of students improve their skills. Do not worry, students are monitored by personnel experienced that, so they do not work properly

# 37 Business Pet Grooming Schools -. Similarly, grooming can also be banned at a school cleaning, rather than going to a salon love pet pets receive the same treatment for less fours

Work Out # 38 cheaper -.. Replace your expensive subscription to a fitness studio for pets .. in the YMCA you will receive the same training as much as half the cost you are particularly motivated to search online for free workouts you can in your home

Pharmacies Switch # 39 -. Save money on your medication . from cheap generic drugs in pharmacies such as Walmart or Target

# 40 GB Mail – If you need the brand name drug, then please contact the medical service of mail you can plan often one and the same medicine for less than the purchase by mail instead. go to a pharmacy #

41 repair leaks Money -.. Be careful where your money by all purchases for one to two months, you will be surprised could find leaks like a sieve with cash on unnecessary items or things that you can get for much less if you opt to spend for the original version. For example, ditch the plates to your local coffee bistro in the purchase of an espresso machine and make your own home

# 42 omitted Get -. You can register or simply by the cell phone company, the activation fee if you give up are a new customer. If they refuse to let them know The activation fee is a stumbling block and threaten to retire in nine out of ten, the cell phone company the fee is waived for you to keep

# 43 Unlimited Talk for young people -.. To their lives and society Young people spend, roughly speaking, all their time to deal with calls and SMS on mobile phones .. Invest in an unlimited number of calls and text may plan to avoid outrageous cell phone bills

# 44 plans combine – If you pay for a cellphone service a parent, but the purchase of a separate service, just add to your existing family plan. Most suppliers want to charge per month for additional lines compared to a month for a package of basic mobile phone.

# 45 drops of the fixed network – With cell phones, wireless and cable Internet is available, there is no particular reason to have a fixed telephone connection, even large cities have begun, the number of fixed phones in their cities. . reduce Perhaps you should consider cutting the line to

Home

# 46 Wash in cold, dry air -. 90% is the energy use of washing machines in the direction of heating water for use in a cozy and warm .. Drastic reduction of these losses energy by washing clothes in cold water dispensing with the dryer and hanging clothes to dry

# 47 solar panels -. The energy of the sun is free and plentiful. Installation of a solar system generates twenty enough power to serve up to 30% of the energy demand of an average home. are offered with the tax rebates from the government until 2016, is now a good time to go green # 48

Install Solar Water Heater -.. If your water heater needs replacing, then installing a water heater solar energy a 56-square-foot system saves up to 0 per year in energy costs In addition to saving money. increased awareness of the installation of solar products on your home’s market value today’s environment

# 49 insulated walls and crawl space . – It is estimated that one-third the energy of a house wasted through poorly insulated house. If your house is not called already as energy efficiency, so you can enjoy one of the walls and insulated crawl space, reduce your energy costs for households and noise will also be reduced

Install # 50, a power saving feature -.. saving energy for use when it most of the installation of an energy saving mode, the heat required during the night when everyone is asleep. you can begin to warm the house 30 minutes to an hour before getting up for the day.

# 51 Get an energy audit -. Download the list of EnergyStar.gov and check for leaks energy at home or when your energy provider offers a service of auditing, they have made and say what you can do to make your home more energy efficient

# 52 Layer Up -.. are cool, rather than relying on the thermostat, you pulled a sweater save 1% on your heating costs. for every degree you lower the temperature

# 53 Switch to compact fluorescent lamps -. Although energy-saving light bulbs more initial costs in the long run they are cheaper choices you 75% use less than conventional bulbs and last 10 times longer

# 54 Buy Out of Season -.. buy big ticket equipment out of season as you can up to 40% on the cost of a new air conditioner if you buy in the dead of winter instead of in the middle of summer.

First # 55 Inked – ink is ridiculously expensive cost reduction to be done by refilled cartridges instead of buying new, you do not find, can find someone near you online for mail order .. that this performance #

56 Cut the grass -. downgrade your complete lawn care service and take the extra work, for example, ask your landscaper to maintain the lawn to take.. while the responsibility for voice and trimming bushes Better yet, by all get rid of the luxury and become your own landscape

# 57 refinancing -. Although the collapse of the real estate market was tragic, it’s a positive thing out of this mess. interest rates are at historically low levels. If your interest rate . at least 1% or more above the current price consider refinancing to a house of 0000, you could make your monthly mortgage payments of 0

Reduce # 58 Make a Smart Move -. If your nest is empty, or In addition, if you do not need as much space as they used to consider changing to a smaller house. you save the cost of rent and energy are generally lower houses.

# 59 Do It Yourself – Many home repairs by anyone can be with time and patience, the Internet is a wonderful resource for learning to smaller repairs like caulking a bathroom or fixing a leaky faucet

# 60 Rental Tools .. – While it’s nice to have an assortment of tools at hand when you need it is really a waste of money on special tools to buy, you will probably have a few years save money by renting tools from places like Home Depot..

# borrow 61 Tools -.. Even better, there are places where you can borrow tools for free No, not your neighbor’s garage lending library of tools in most major cities. Search Wikipedia for “Tool Lending Library for a complete list of cities that offer this service

Entertainment

Get the Promo # 62 -. looking to promote your cable company with new customers If it’s a better deal than what you just received, ask the cable companies go, if they refuse to threaten a competitor move .. usually see things your way

# 63 Cut the cord -. Even better, cut the cable, if you do not watch enough television instead. you online at places like Hulu and your favorite TV shows

# 64 rents cheaper -. moviegoers should one Subscribe to service such as Netflix movies in the mail or by download directly from the site. The service is much cheaper than a rental store, and you will not be late fees to worry. Another option is to rent from Redbox contains the latest information on 0.00 per day

# 65 Afternoon Special -. The films are always shown yet, go to a matinee instead of an evening show, and can save you money because there are fewer people then you. the show to enjoy in peace

# 66 Do Lunch -. Book Exchange for lunch and dinner. very tasty food will be served at noon, but at prices that are 20% fewer dollars for lunch

# 67 have a light dinner -. Skip. Dinner appetizers and order or the menu bar Some of the food on this side of the menu are enough to satisfy you

# 68 Enjoy in -. If you have a relaxing dinner home during his time in the restaurant

# 69 Get the Entertainment Book . – The Entertainment Book is a publication, the coupons and a map that It makes considerable discount in the restaurant includes hotels and the cost of the book, but pays used within a few

Financial Services

# 70 banks notification -.. overdraft fees are a moment all that the average price jumped to $ per transaction up alerts on your cell phone or e-mail accounts, so you know how much you have in your account. and when bills are due to pay

# 71 Avoid ATM fees . – It sounds crazy, but you can pay up to 0.50 per transaction to access their money from a non-proprietary ATM Avoid fresh open only ATMs at your bank or an account with a. online bank that allows you to report back to you

# 72 Check Free -. In this era of free checking, there is no reason to continue with an account that charges you each month, your money in movement remain, to a toll free checking account or savings or 0. more each year

# 73 Open an account -.. The average check cashing places siphon 3-4% of your check every time you use the service to avoid these costs if for some reason not in a position to a bank account should be opened -. by opening and using a free inspection or savings account # 74 check cashing

, cash checks at places like Wal -Mart, who do a basic fee of $ 00 per check cashed # 75 free prepaid debit card – Another good option for those who have no bank accounts to use is a prepaid credit card, most cards. allow direct deposit and waive the monthly fee if a minimum amount in the account deposit per month

# 76 Negotiate with credit card rates -. The banks are raising interest rates in an effort, some money they recoup lost in the real estate crisis, you have good credit and were. a good customer, call the credit card company and your prices to be renegotiated. If they do not move to threaten another company to move. If they do not sell Then transfer your balance to a card company Credit offers a better rate

# 77 cash back -.. A better deal is on a card, cash returns on purchases go both Amex and Discover you pay order is to use it as always an additional percentage on purchases

# 78 debt settlement -.. A better plan is to credit card debt all back pay together. They are thousands of dollars in interest and the assurance that from being debt free will save # 79

Cash . – You are spending much more money when you use your debit card Reduce temptation by paying cash only, you will really feel the pain of his separation.. force with your money which you to think about is whether you really need to buy this

Travel & Leisure

# 80 Negotiate your prices . – Use Priceline. com to negotiate lower prices for hotel rooms, flights and rental cars. This is a great way to reduce your travel costs, particularly if you are flexible in your travel dates. BidOnTravel.com visit to good advice is to pay the price are you

# 82 Avoid the tourist traps -. Instead of a popular tourist destination, go somewhere unique and well known less you’ll always a holiday to enjoy nature, but pay less for him

# 83 Time Sharing -.. questions about your . social network for all that part-time work “they can not be used instead of let it go to waste, are many people that you need for cheap hire or let for free

# 84 free food products . – Stay at the hotel offers a complimentary breakfast You -.. (for a family of 4) per day in the hotel rather than in a restaurant

eating

# 85 Make your meal – There is saying that you go on holiday for a break in the maintenance of the household eat but always at least one room with a microwave and a refrigerator and buy ready meals and then.