Consumption and Real Estate
why do you have to pay an outrageous price for home insurance if you have a Rottweiler?
Question : why do you have to pay an outrageous price for home insurance if you have a Rottweiler?
home insurance price
Best answer:
Answer by yes darling
because if you set your dog on a robber you’ll end up getting sued by the robber for protecting your house!
Yes, you might.
Some insurers won’y insure you with that breed.
Others only require you to certify that your dog is not dangerous.
Either way, you should make certain to get a Personal Umbrella Liability policy in case your dog does hurt somebody and you get sued for more than the liability limits of your homeowner’s policy.
Most HO policies have a $ 50,000 liability limit and if the dog really badly hurts somebody or worse, you’ll get sued for more than the $ 50,000.
So, do you have a plan to pay more than that? If you are not better insured, you could lose other assets like your house or bank account.
Another option: separately insure your dog for liability. Then buy a HO policy with a dog exclusion.