Question : Where can i get a loan for 4 thousand dollars with a past bad credit history,? I do make good money now.?
Heres the deal. I lost my job last year due to downsizing. I landed a good job right after but due to construction the building of the new business that i was hired at got stalled with opening for three months. Because of this i got behind on my car loan but now have since started the job with good paychecks but i am still for a little longer having to play catch up and come up with 4 grand to pay off a loan from a friend that i needed for emergency other bills( ie rent, food for my kids and utilities).
I tried American General but they said It takes a couple more months of being current to show up on the credit report. But i don’t have a couple more months!I don’t want to make her mad I want to pay her back. I am sooo thankful for this job but where can i find a place that will see from my paychecks that i am good for it. I have no other debt other than the car loan 11,000 and my loan from her. Please help thank you soo much for your ideas!
construction loans bad credit

Best answer:

Answer by ibu guru
Bad credit — recently — + just started a new job = very low probability of getting a bank loan. Put an agreement with the friend in writing to pay off say $ 1000 a month for the next 4 months. Then pay it! Scrimp everywhere else to get that paid off.