Question : Where can I research the insurance company that is carrying my Homeowners Policy? ?
I’ve had my homeowners policy through 21st Century Insurance for several years now but I recently received a letter that my policy is now handled by Countrywide Insurance Services, Inc. Then , just a few days later someone showed up at my house and was taking pictures of it. I have uneasy feelings about this but I don’t know what to do. What would you do?
countrywide homeowners insurance

Best answer:

Answer by C
Most probably, your insurance with 21st Century has been cancelled, and your mortgage has forceplaced insurance for you.
Your insurance company will not be changed unless you request it, and you would be notified.
Call 21st Century and get the status of your policy. Then call the Countrywide insurance department and find out what happened.

Forceplaced insurance is MUCH more expensive then a regulare insurance company would offer, plus they cover nothing but the dwelling since they are only concerned about their loan.
You are basically uninsured for everything else.