Why different answers – RE: Reverse Morgtage?
Question : Why different answers – RE: Reverse Morgtage?
I have asked questions about reverese mortgages on YA for a while
I have received many different responses, who do I believe ?
I CALLED RM’ brokers I have found online and they too give erroneous or conflicting info.
I have been told You must live in the home for more than 6 months out of a year
Then I was told as long as you live in home at least one day out of 365 that satisfies the RM residance rules rules
Then I was told I could NOT get a RM on two different homes followed by another expert telling me I can.
If you are a RM broker and can answer my questions please do so
If not please DON’T BOTHER.
What I want to do is:
REFI my home IN FLORIDA – get $ 50,000.00 to $ 60,000.00 cash out ( I have over $ 100,000.00 in equity ) TO buy a $ 100,000.00 home IN TN and then get RM’s on both homes – as soon as I would be eligible ( another question I have been given different answers on is — is there a waiting period after buying a home and getting a RM?
A good example is Sami V’ answer
Dolts —
florida reverse mortgage
Best answer:
Answer by stl_eliza_20
Instead of random strangers on the internet who can’t prove or disprove their qualifications, reach out to sources like HUD:
http://www.hud.gov/buying/rvrsmort.cfm
If you’re pulling 50-60k equity out of your house, there won’t be much equity left to pay you a Rev Mtg which is only going to be calculated of probably 75% of your remaining equity – what you’re planning on doing is pointless because you’ll have real estate taxes, homeowners insurance and repairs and maint for two properties so you living costs are going to increase