What is the difference between being pre approved and prequalified for a home loan?
Question : What is the difference between being pre approved and prequalified for a home loan?
prequalify for a home loan
Best answer:
Answer by J A
Pre-approved means the lender has approved you for a real loan (assuming certain conditions).
Pre-qualified means that based on your income, you qualify for a loan but a lender has not agreed to give it to you.
Preapproved is as good as having cash; it would mean that you are serious and you are ready to make a purchase.
Pre-Qualified means that you meet the basic criteria required to obtain a loan.