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What is the best way to refinance your car that you currently have financed through…?

Question : What is the best way to refinance your car that you currently have financed through…?
a lender with a dealership. Is it a simple process to go to your local bank and have them refinance the loan or is it best to shop around online for better deals. Any experience or advice would be appreciated.
refinance online

Best answer:

Answer by **Shannen**
Credit Unions usually have the best deals. Depending on the credit union, usually just about anyone can join. I hear that Chase Bank is giving out really low rates if you have good credit.

Good luck!

This entry was posted by admin on October 21, 2010 at 3:43 am, and is filed under Loans & Mortgages. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.

Comments (5)
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#1 written by Shar -bear 1 year ago

Depending upon credit worthiness your consider a hard money lender to pay off loans,as well as credit card debts( Be warned hard money are usually private investors they aren’t regulated as much as larger banks.The best option is to go with a bank, or credits.(Credit unions) are best. Go with one that you have a history with.
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#2 written by patrickmcc55 1 year ago

Eloan.com or lendingtree.com have easy fast refi options.

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#3 written by dale 1 year ago

Always shop! Try your local bank or credit union where you have a deposit relationship. If you just purchased your car you may have an early payoff penalty, $ 75 – $ 100 included. Read the contract.

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#4 written by Alissa 1 year ago

Lendingtree.com. I lowered my payment each month by $ 50! Fyi…interests rates are up and you may not be able to get a great deal

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#5 written by Fool in the Rain 1 year ago

You just need to shop around the banks in your area. Give them a call and ask what their interest rate on car loans are. You might try any credit unions before calling the banks. From my experience, credit unions have lower rates that most banks. I haven’t looked online so I can’t say either way.

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