Question : Will my homeowners insurance cover two vehicles that were crushed by my carport?
In Dallas, TX yesterday we received almost a foot of snow at my house. I had two of my cars under a carport that collapsed under the weight of the snow on the roof. One was a convertible and one had T-tops. Both appear to be crushed as the convertible roof didn’t support any weight when it fell. One car has liability only and the other has no insurance at all. I have homeowners insurance through Safeco. Will it cover the damage to my vehicles or am I screwed?
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Best answer:

Answer by Karen B
Typically not. If they weren’t your cars and you had some negligence in the damage it might but since it sounds like they are your cars and the snow caused it they will NOT be covered under your homeowners policy. Sorry