Question : Flood in condo apt. No unit owner insurance policy. Can I get new kitchen?
Hi! In condo apt. was a common pipe leak and my kitchen flooded. Plumber came, tore wall out, fixed leak. Plaster fixed ceiling. Carpenter did cabinetry. Deductible is 10,000 on a Master policy. Manager said – not enough damage (6-7000). There is no unit owner insurance. Is there a chance to get new kitchen through insurance?
Thank you, Elena
condo insurance policy

Best answer:

Answer by MSAD
If you did not purchase an insurance policy for your unit and the master policy will not cover it – No.

You will have to pay out of pocket to fix your kitchen.

Now you know why it’s so important to purchase a condo policy.