Consumption and Real Estate
I need a mortgage lender in Missouri!?
Question : I need a mortgage lender in Missouri!?
We are looking to buy a home and we have a lender but would like to know about other options without having my credit ran all over the place. We had a bankruptcy discharged in jan/03 and a foreclosure in june/03. Our credit score ranges from 618 to 545-there is a discrepency with this particular credit company and I have papers to prove it. We will be financing around $ 170,000 and my current lender is offering me 7.25 interest rate with closing costs around $ 3500 and no money down with a Fannie Mae loan. Any suggestions or offers?
missouri mortgage
Best answer:
Answer by mazziatplay
Take it, it is a good deal considering your credit history.
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#2 written by michiganted 1 year ago
Would be happy to be a second pair of eyes and review what you already have. Your broker should give you a copy of your credit report so that it doesn’t necessarily have to be pulled again at this time. Ask what type of approval you currently have – ask to see the Automated Underwriting System findings. The 7.25 may or may not be a good deal depending on whether you have an “expanded approval” and whether you are getting your loan under the My Community program.
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My suggestion is not to give out your information for people here spamming for business. It is a violation of the YA TOU, and bottom feeder lenders prey on people like you. Also, don’t go to the web shopping for a loan, some websites sell your information to other lenders and your credit score takes a huge hit.
The offer you have sounds like a decent one.