Question : renting a property guarantor or insurance what does a landlord prefer?
ive just gone for a rented property and the credit and referance check has come back all good apparantly but the landlord has asked for a guarantor, basically due to my wife being disabled and although i earn enough before bonuses 12500 a year *then another 1k pcm in bonuses * – but bonuses can not be put down they have said because of my age 22 and the fact that my wife does not have a income that i use my dad as a guarantor which is all well and good bar they need last 3 years accountancy details as he is self employed and owner of a considerably medium sized firm the problem is the accountant charges £250 POUNDS PER HOUR so it would end up costing another grand or more to move in, so i have suggested the following quoted of the estate agents web site

“We offer a rent guarantee scheme through Homelet giving peace of mind for Landlords. If the tenant fails to pay the rent, they will pay the rent you are expecting from your property until vacant possession is obtained for up to 12 months (excluding the first months lost rent). Additionally they will pay 50% of the rent for up to 3 months after vacant possession has been obtained, whilst a new tenant is found. All related legal expenses are included in the policy which costs 4% or minimum £10.50 per month. Claims will only be paid if your tenants have been satisfactorily referenced by Homelet.” web site = http://www.wilbeeandson.co.uk/

now what would the landlord be more inclined to go for?

thank you
landlord insurance quote

Best answer:

Answer by Mario
homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.