Consumption and Real Estate
CAR -MICHIGAN HIT AND RUN ACCIDENT- NEIGHBOR CAUGHT ON HOME SECURITY CAMERAS -CAR ONLY HAS PLPD INSURANCE?
Question : CAR -MICHIGAN HIT AND RUN ACCIDENT- NEIGHBOR CAUGHT ON HOME SECURITY CAMERAS -CAR ONLY HAS PLPD INSURANCE?
Police watched video and went to home ower where they live down the street -and owner of other car confess to police that they hit and ran from acident – but here in Michigan we have a no-fault law – My daughters car only has PLPD insurance which means its not covered for any thing but driving it and being insured in Michigan – So How do We make them Pay for All the damages to car -its probable $ 3,000 worth of damage -HELP
michigan home insurance
Best answer:
Answer by Mr. Goodhi ©
You take them to court & sue them.
This is why nobody should ever buy only liability insurance unless the car is worth nothing, or one has enough money in their pocket to go out and buy a new one.
I have said it before, and say it again, liability insurance is not car insurance, it is not car insurance, it is not car insurance!
Now she, on her own, has to claim for the damages, or the actual cash value of the vehicle, whichever is less. You can’t claim $ 3,000 if the car is only worth $ 1,000 for example.
As I read it, Michigan no-fault doesn’t mean she can’t claim.
“Property Protection
No-fault will pay up to $ 1 million for
damage your car does in Michigan to other
people’s property, such as buildings and
fences. It will also pay for damage your car
does to another person’s properly parked
vehicle.”