Consumption and Real Estate
Will homeowners insurance cover my car getting hit with a falling basketball hoop??
Question : Will homeowners insurance cover my car getting hit with a falling basketball hoop??
A couple of weeks ago, we had some pretty bad storms and our basketball hoop was knocked over and fell on top of my boyfriends car, putting a couple dents and scratches in the side door of my car. Will my homeowners insurance cover the costs to fix his car?
top homeowners insurance
Best answer:
Answer by Bull dog
yep
-
-
#2 written by answerthis 1 year ago
Have your boyfriend take his car to a couple of repair shops for some quotes to see how much the repair will cost. Then he should consult with his car insurance company to see what his deductible is. As one of the previous posters has already pointed out, it doesn’t make sense to file a claim if the damages are less than the deductible. Good luck.
-
#3 written by foxychick24 1 year ago
NOPE! That is why you have car insurance.
#1 If the car is a registered motor vehicle it MUST have insurance in order to be legal with the state
#2 If there is ANY damage done to a motor vehicle which is registered the claim MUST go through the auto policy!WHICH MEANS- even though it was a basketball hoop that fell onto the car, the claim still goes under the auto policy since the car has its own insurance.
- Comment Feed for this Post
No. If he has comprehensive coverage, that’s what covers falling objects. If he doesn’t, you could always be nice and just pay for the damage out of pocket.
But your homeowners insurance won’t pay.