Consumption and Real Estate
Can a roofing contractor file my home owners claim for roof repairs?
Question : Can a roofing contractor file my home owners claim for roof repairs?
home roof repair
Best answer:
Answer by northcountry57
i would think if you had damage to your roof that would be covered by insurance you would have already contacted your insurance company. the contractor can look at the roof, assess the damage and give an estimate. filing a claim is your responsibiity (if it’s your house). in most cases, repairs from general wear and tear are not covered by homeowners insurance. contact your insurance company yourself to find out if the repairs will be covered before committing to anything with a contractor.
I’m not sure why you would want to let them do that. You want to make sure that the company gets all the information that is needed to investigate the claim. I don’t know this contractor but they may figure that they have the job no matter what and may not give full info to the company.
Even if you have them report it, any insurance company is going to want tot talk to you since you are the owner of the property and the policyholder. No way around that.
Good Luck