Consumption and Real Estate
Does insurance pay for flights home after surgery?
Question : Does insurance pay for flights home after surgery?
My dad is getting back surgery and he is getting it in Chicago and we live in Detroit…Will insurance pay for a flight home for my dad?
chicago home insurance
Best answer:
Answer by Starlight
No. Some insurance companies reimburse for travel expenses, but you really need to call the insurance company representative to find out how much, if any, they will reimburse.
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#2 written by Sofia Z 1 year ago
Home insurance is actually very flexible. I don’t understand all the fine print of my homeowners policy, but my homeowners insurance agent is always helpful. Try calling your agent or a homeowners agent in your area. http://www.easyhomeinsuranceguide.com They will be able to assist you.
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No.
If your dad is choosing to have surgery in another city, then he is responsible for the transportation costs to and from that city.
The only type of transportation that is generally covered by health insurance is emergency/medically necessary transport, and even then there are limitations to that coverage. For example, air ambulance/helicopter services are generally only covered in a medical emergency being taken to the “closest available hospital that can accept your case”. (Not the hospital of your choice – the closest available hospital that can handle your emergency.)
You can call the insurance company to confirm if you wish, but I’d say there is just about a zero percent chance of having that type of transportation covered. Sorry.