Question : Are there any decent fixed-rate, low-interest dental loans out there?
I need $ 34,000 of dental work (implants and crowns). I had about $ 10,000 done last year (extractions, root canals and crowns). I have good credit (2 low-interest credit cards that I always pay regularly).

I don’t need someone else to pay for my dental work. I have soft enamel and had poor dental work done as a child, then made worse as a teen and young adult. I want to help myself. However, I’m having a hard time figuring out just how to do it.

Creditcare is available, but after 6 years of paying a massive monthly loan amount, I will have paid a huge amount, close to double, in interest (way too much for a relatively poor person – I make around $ 30,000/year.). I already have 2 small credit cards and don’t wish to get too many of those and have them get out of hand. I have heard of that route.

I have a student loan for my B.A. degree. It is easy to pay and the interest rate isn’t out of hand. I’ve successfully paid that for years. Isn’t there anything like this in terms of dental loans? Through a philanthropic organization perhaps? It seems strange that people can get decent rates on car loans but when their health is seriously compromised, there are no good options.

Any ideas?
low interest rate loans

Best answer:

Answer by g
fix what you can see… pull the rest out… dentures…

that’s WAY too much to spend on teeth…

most people don’t consider teeth to be a “major health problem”…

$ 44,000 for teeth… WOW…

I don’t think ANYONE “needs” that much in dental work done…

THAT’S WHAT YOU MAKE A YEAR…