Consumption and Real Estate
What company’s best for homeowner’s insurance – rate, coverage, response to claims?
Question : What company’s best for homeowner’s insurance – rate, coverage, response to claims?
So far I’ve been quoted $ 1,135/year on $ 140,000 coverage with $ 250 perils & $ 500 wind/tornado or $ 1,249/year on $ 155,000 coverage with $ 250 perils & $ 500 wind/tornado or $ 1,160/year on $ 155,000 coverage with $ 500 perils & $ 1,000 wind/tornado. Are any of these good?
I’m in Kansas.
homeowners insurance rate quote
Best answer:
Answer by thx1138too
Without knowing which state you are in, it is difficult to answer your question.
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#3 written by mbrcatz17 1 year ago
NO way to know. If your house is actually going to cost $ 200,000 to rebuild, all of these quotes mean NOTHING.
I CAN tell you, there’s NO WAY I’d recommend a deductible as low as $ 250. I’d opt for $ 1,000 across the board, if you can get it.
Now, if you don’t ALSO add replacement cost on the building & contents, buildling ordinance or law, and backup of sewers and drains, you’re nuts.
In other words, you need to TALK TO AN AGENT about getting this, not anonymous people over the internet. YOu need to find out what coverages are AVAILABLE and RECOMMENDED.
And as far as what company’s best – there IS no one size fits all best. *I* think Erie Insurance is pretty great, but they dont’ write in Kansas, so what good does THAT do you?
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it’s hard to say which is the best…try to get the more quotes you can before purchasing it
click on your city to find companies in your area
http://www.homeinsuranceguides.com/home-insurance-quotes/?Kansas/