Consumption and Real Estate
Does anyone know of mortgage bankers or direct lenders who do low FICO purchases in Maryland?
Question : Does anyone know of mortgage bankers or direct lenders who do low FICO purchases in Maryland?
I am looking to purchase a home in Baltimore County Md. and I am in the process of cleaning my credit . I have limited funds, therefore I’m looking put as little down as possible.
maryland mortgage
Best answer:
Answer by unisberkensap
http://www.naca.com
100% financing
5.25% 30 yr fixed rate
credit scores don’t matter
No closing csts
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#2 written by Quicken Loans 1 year ago
Try talking with a national, direct lender that does FHA loans. FHA loans have more flexible guidelines when it comes to credit scores and income. FHA only requires 3% down, but there are also conventional options for 100% financing as well.
Including a link for you about FHA loans – let me know if you have questions!!
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There is a whole sub-industry that caters to folks with damaged credit. I suggest Hometown Banc Corp. My mom used them. They may be your best opportunity for someone to say yes. If your credit does not measure up, they don’t simply “forget to call you back.” They help you get into a credit repair program you can afford regardless of income. Check out the free evaluation form at http://www.totaldebtsolutionsllc.com and a Hometown loan officer will contact you .