Is there a low cost medical/dental Insurance company anywhere in Michigan or worldwide?

Most dental insurance, dental reimbursement plans, group cover are offered only through employers. Trying to get a dental insurance on your own is nearly impossible atleast in
America.

If you want good quality dental care but do not have any dental insurance then an option you can explore is getting dental discount plans – these are not dental insurance remember – they are kind of discount clubs. The company offering the discount dental plan negotiates a deal with dentists around the country to offer their dental services at lower costs then it would normally cost. The whole thing is upfront. That is you know how much you have to pay for your dental treatment.

For example: Here’s a sample Actual You Pay
Root Canal Treatment – Front Tooth $ 542 $ 336
Root Canal Treatment – Bicuspid $ 646 $ 403
Root Canal Treatment – Molar $ 829 $ 491

What you can also do is visit the dentists around your area and check out their rates and their general dental care standards. If you are satisfied with one, then find out if they will take you in as patient with out any dental cover. If yes, then that’s a good option too.

But if what you are looking for is a long term insurance against dental emergencies then going for the yearly subscription dental discount plans are an good option. Check out the plan that suits your needs and applicable to your area and the dentists serving under the plan.

Since you have waited for so long you can wait a little to check out the various options open to you and get a dental plan that really works for you.

Meanwhile if you need to get any dental work done really cheap look for dental universities/colleges around your area and find out if they will take you in as a patient. The students will gladly take patients as they need to learn their craft. Don’t worry teachers will be around to supervise but you will be in the hands of student dentists mostly.

Hope this helps and all the best!