Consumption and Real Estate
I am looking for a construction lender in the riverside county? Can someone help with a list of lenders?
Question : I am looking for a construction lender in the riverside county? Can someone help with a list of lenders?
construction lenders
Best answer:
Answer by LadyBug
If you go to a mortgage broker, they’ll broker it out to a lender, which means that the mortgage broker can shop around to find the best loan from any lender. Some lenders don’t do construction loans, some do. If you’re buying a new construction home, the builder might already work with a lender and offer incentives so check into that first.
Basically, you’ll end up paying the mortgage broker a fee, to do all the research and loan shopping for you.
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Actually, most who use a broker end up getting a better rate and fee structure, on average, than those who go to a direct bank – so you aren’t really paying a broker to find a lender as much as has been indicated. A broker gets a reduced rate (wholesale), and they charge a bit more than this to the borrower to get a yield spread and charge them a retail price to make their profit along with up-front fees. Overall, most people save more by doing this, but depends on situation, broker, etc…
We can help you, if interested go to http://www.fnmshome.com and put in some contact info and I will have one of my loan officers help you out. We lend in all 50 states