Jacksonville, FL (openPR) 7 November 2007

A recent study by the National Association of Insurance Commissioners (NAIC) took some confusion for consumers, owners insurance, including the difference between the cash value and replacement cost. A new primer from Kemper, Unitrin company contains important information for consumers on homeowners insurance, the cost of parts in particular. The information is free and can be accessed at www.eKemper.com in updates.

brochure entitled “Protect your home and property,” explains the difference between actual cash value, replacement cost and marketability. It also contains information on how replacement cost is calculated. Says Kemper President James A. Schulte, “The difference between the actual cash value and replacement cost can mean covering thousands of dollars out of pocket for the owner in the event of a loss. We want to demystify the terminology of the homeowners insurance so that consumers know exactly what they get. “


About

Kemper, Unitrin Business

in Jacksonville, FL, headquarters Kemper specializes in the sale of personal automobile and homeowners insurance through a network of leading independent agents in 40 states across the country. Kemper has regional offices in Dallas, TX, Charlotte, NC, Milwaukee, WI, Syracuse, NY, Spokane, WA and Folsom, California. Kemper is part of the Unitrin group of companies that an “A” rating from AM Best have. For more information, visit www.eKemper.com.

Unitrin uses the registered trademark “Kemper” under license for personal lines insurance only from Lumbermen Mutual Casualty Company, which is not affiliated with Unitrin.

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Homeowners insurance