Santa Clara, CA (openPR) 2 April 2007

A new free guide offers tips Erat home buyers everything from understanding the loan pre-approval process, how to work with real estate agents.


Erat

of “Home Buying Guide” is available free on the website:
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“We have consumers as possible if they want to make personal financial decisions on,” said Jeff Howard, Director General of Erat (www.erate.com). “Our simple guide to a wide range of concerns they face with lenders and brokers.”

home buyers can learn a lot from the guide, including:

Understand the difference between “pre-qualification” and “Pre-Approval
Determine whether you are willing and able to buy a house
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How to choose and work with a real estate agent
As real estate agents work
potential conflicts of interest to monitor
How to negotiate a purchase is more than the price
Choosing a lender
Distinguish between banks, mortgage banks and mortgage banks
The potential benefits of using more than one lender

The guide also contains links to many other financial Erat to offer.

Erat (www.erate.com) is composed of experts in the mortgage market in the economy. The founders have over 40 years experience in lending. In 1992, global loans, part Erat, if it was with the progress of the capital in 2000, merged, the first lender to the original mortgage on the Internet and in 1994 created the first loan application online.

Erat is allowed with the California Department of Real Estate as a broker in California (DRE Lic. # 01,292,265). Erat with many wholesale mortgage lenders and banks has been approved throughout the country, those lenders offer their best prices to compete with one another in our network.


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