Question : Best Florida homeowners insurance? Specifically Ft. Lauderdale area?
I am in charge of finding a new home insurance company for my boss to use since State Farm will be dropping their South Florida people. Any suggestions? Who have all you South Floridians had an excellent experience with as far as rates, service, and coverage? Thanks.
south florida homeowners insurance

Best answer:

Answer by mbrcatz
It’s not who has the best coverage – it’s about who’s willing to take you.

Citizens, is the only RATED carrier, rated by AM Best, currently writing homeowners insurance in FL.

You can go with an unrated carrier, who’s new – but the problem is, the financials I’ve seen show they don’t have enough reserves for a major hurricane – which would mean you’ll have a very hard time getting paid.

Your BEST bet is to not try to do this yourself. I know a GREAT agent in FL who can help you, email me if you want the website, but if you want to find your OWN local agent, you can find one at www.iiaa.org