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MortgagesInVancouver.com Hi, everyone. How are you? It’s Leah Coss with the Mortgage Center. I wanted to help you answer the question, for those of you going through this hard time… “My bank said no, now what do I do?” Well, there’s some good news for you. Basically, your bank is not the only lender out there. When it comes to banks, and it comes to products on the market, there’s so many. I, myself, have access to over 40 lenders. So you can imagine, they’re obviously all not trying to go after the same people. Many banks are only looking for what we call A+ people. These mean that you’ve got great credit, that you’ve got great documented income, a steady job, and a great down payment from a very steady source. The reality is, not all of us are built alike. Not all of us have that. Maybe something happened in the past. Maybe you went through a divorce and your credit took a bang, but it’s not because you don’t pay your bills. Maybe you went on vacation and missed a couple payments. Now your credit’s taken a hit for this temporary time and it’s slowly being built back up, but you want to buy now. Maybe your down payment is coming from an undocumented source, or maybe you’re self employed, and you have so many write offs that your income just isn’t showing up the way that you need it to in order to qualify for the home that you can afford. Banks are going to look at things that can be proven, and banks are going to look at things in a way that makes them feel secure in …