Consumption and Real Estate
How can I get just homeowners liability insurance I own the house outright
Question : How can I get just homeowners liability insurance I own the house outright
homeowners liability insurance
Best answer:
Answer by Doctor Deth
why would you only want liability ? – what happens if you house burns down or is damaged in a storm? liability won;t cover those things – call an insurance agent
Well, you just go to a local agent, and tell them you want general liability coverage on the house. Or, buy a tenant homeowners policy, which has just liability and contents coverage.
Now, that’s not REALLY what you want. Tell me if I’m right. What you REALLY want, is cheaper insurance.
The CHEAPEST way to insure, is a package deal – homeowners or renters insurance, which covers both the house, contents and liability, or contents and liability. But you certainly can buy liability stand alone if you want. BUT, it’s more expensive. Standalone liability STARTS at $ 750. You could pick up a renters policy for under $ 200, just about anywhere.
And, of course, if your house burns down and there’s no insurance, no one pays you anything.
S