Consumption and Real Estate
Bad credit score and applying for luxury apartment homes?
Question : Bad credit score and applying for luxury apartment homes?
Ok here is the deal. I am a 23 yr old female that graduated in May. I was late enough on one credit card in college that it got reported to a credit bureau and affected my score. Now it is in the low 500s. I make good money for the amount of rent for nice places (50k- average rent=780). I now have to move to a new city that I am unfamiliar with because of work. For that reason I really want a nice apartment for safety reasons and convenience. I have been looking in planned golf/country club communities with restaurants and stores in walking distance. I applied to one, but got denied. Will this be the same story for all nice “luxury” apartments. I really don’t want to live in a dump or an area that is not in a nice neighborhood.
luxury golf communities
Best answer:
Answer by kdsmm
Apartment leasing departments refuse applications for various reasons. The main reason is bad credit or poor rental history. A good way to make sure that your application is approved is to offer to pay several month’s rent in advance. Negotiate with your landlord and establish an affordable arrangement.
This entry was posted by admin on September 5, 2010 at 7:16 pm, and is filed under Private Communities. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.
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#2 written by shiprepairwoman 1 year ago
You won’t find any apartments at all in complexes they have managers who will check references. You might be able to rent something from a private person who doesn’t think they need to check credit or you might get a responsible person to cosign so if you default they can collect from them. Having a good income doesn’t mean you will pay the rent, it will take a few years to earn a good reputation.
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It sounds like you’ve got a good job. I tip my hat. I run across people like you all the time… young professionals with bad credit. They come out of college with subprime credit, but land corporate jobs. NP. Give me a call. I can possibly help you restore your credit. 800-976-0966. We can look at the senario, go over it with attorneys and see what we can do to get you into what you deserve. Congratulations on doing so well now!