Can homeowners insurance rates increase for having a non operational car on your property in a rural area?

Question : Can homeowners insurance rates increase for having a non operational car on your property in a rural area?

These two cars do not pose a hazard, and the lot is clean and clear. Its not a chophouse type situation.
homeowners insurance rates

Best answer:

Answer by mohan r
No.

This entry was posted by admin on September 1, 2010 at 1:16 pm, and is filed under Property Insurance. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.

#1 written by Sarah J 1 year ago

It may not increase your ates but your insurance company can ask you to have them removed due to the liability risk, if not removed they can cancel your policy.

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#2 written by Terry F 1 year ago

short answer is yes

another short answer the company can drop coverage.

if the underwriters feel that its ahazrd of some sort they can bump up prem or drop coverage.

Its likely they are staying with in the State’s insurance guidelines as well

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#3 written by ernesto_tig 1 year ago

Usually an insurance company will not surcharge for junk cars, they’ll usually decline coverage or non-renew to get off the risk. An increase would be a like an endorsement meaning we’ll cover the risk, but are charging more. Like she said, who wants to cover junkers. Just get rid of the cars.

Did you discover the cars when you mowed the grass??

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#4 written by mbrcatz17 1 year ago

Heck yes! That’s an increase in hazard!!

More likely, though, there’s other “junque” on the premises, and the insurance company will demand it all is cleaned up/removed, or they’ll cancel the policy.

Piles of junk, including non running vehicles, promote rusty cuts, rats which bite, and fire hazards.

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