Where can I get an ONLINE quote for business insurance?

You probably can’t. The rating models are too complex.

Call your parent’s agent, and ask them to work up numbers for you.

Or post the following answers for each question, and I’ll ballpark it.

What city/state? What type of business?

Bonding: why do you need bonding? what type of bond? some examples are: fidelity, licensing, performance, payment, erisa. Each of them have their own rating questions. Bonds can range in cost from $ 250 to 20% of the job cost, so it’s a huge range.

Auto: what type of cars, how old are the cars, how old (on average) are the drivers, and what are the cars used for, where do they go, and how many of each type?

Building – how big is the building (in square feet), what’s it made of, how old is it, how recently updated is the plumbing, heating, electric? Do you own it or rent?

Liability – what type of business? What are the gross sales? What type of product? How much do you pay the employees? How many employees are there?

Workers Comp: What do the employees do, and how much do you pay each category of employee? This is actually the easiest to “guestimate” – as the rating is strictly based on payroll.