Consumption and Real Estate
Best home insurance providers?
Question : Best home insurance providers?
I just bough my first house and I am researching home insurance. Any recommendations on who I should go with and any details I should know about them? I live in the Houston area if that has anything to do with anything. Thanks.
home insurance providers
Best answer:
Answer by Veritas et Aequitas (Luke 6:37)
USAA in my opinion. I’ve gotten the best insurance rates from them.
OK, I’m in Houston, just so you know where I’m coming from. MOST insurance companies write a very limited policy in TX. If you DO qualify for USAA, they are the people to go with – they write the broad policy.
If you don’t qualify for USAA, and coverage is more important than price, State Farm is the one you want. I’m with them. They are the MOST expensive, BUT, they have the same broad coverage as USAA.
If you don’t care about more limited coverage, then Travelers is the one to go with. Great service, great pricing. Keep in mind, wind is a percentage deductible in Houston, and you’ll probably also need flood coverage.