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Where can I get a better deal on a mortgage?

My income is not large, but excellent credit and will pay 20%. I “pre-approved” but I’m looking for the best deal, and asked if anyone had a reference somplace incredible that I missed. I have found in Ditech Eloan, Wells Fargo, and a local broker has seen, and for ING Direct. All other proposals from banks, online lenders, etc. would be great, if not preferred single agents Zeitpunkt.Ich only trying to get the best deal with the few pennies I receive, I will financially happy when I’m in my new Thank einziehen.Vielen home!

better deal Mortgage

This entry was posted by admin on July 31, 2010 at 4:55 pm, and is filed under Loans and Mortgages. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.

Comments (6)
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#1 written by socalteacher 1 year ago

i go through my local credit union…

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#2 written by Ailane 1 year ago

Please be careful when looking for a best deal…I would recommend you go with a name that is recognized. I had a friend that caught up in a scam when they re-mortgaged their home to get better rates – the company said they would pay off their old home loan, but ended up just taking their money and disappearing. They ended up getting foreclosed on and had to move out of their lovely home, dealt with tons of court costs and court dates, and in the end got nothing. It was a horrible experience and I hope that you find a reputable company.

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#3 written by vegasguy80 1 year ago

Go with a well known lender. Right now there are a lot of small companies that want your business and will do anything possible to get it but they are not who you want. They will end up putting you in arms with flexible rates that will increase greatly and cause a lot of headache or even worse, foreclosure. Wells Fargo is a good mortgage lender. Check the big banks. Rates may be a little higher but at least they aren’t going to screw you over. Make sure you are getting a fixed rate! No arms!

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#4 written by marxistharpist 1 year ago

Yeah it sounds like you have most of the bases covered. Shopping around never hurts, the bond has been dropping recently, but even still on a 30 year fixed you are not going to get better than 6.375 without buying down the rate. As a broker my advice is to check out wachovia, hsbc, indymac and homecomings financial.

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#5 written by mazziatplay 1 year ago

It all depends on wht you mean by “best deal”. Do you mean best interest rate, lowest closing costs, best service, most ethical loan officer?

The best deal for you may not be the best deal for someone else and vice versa.

Quit shopping for the wrong thing and find an individual with whom you can develop a lifelong home ownership relationship, someone who will look our for your best interests, educate you on all of your options so that you can choose the one that best meets your needs, and helps you achieve your goals.

And, for heaven’s sake, be wise enough to stay away from the loan shark feeding frenzy questions like your’s draw.

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#6 written by godged 1 year ago

Please don’t go to those who will inevitably show up here spamming for business, or send you a direct solicitation.

Next, compare the entire package. Some lenders tangle an attractive interest rate, only to rack up thousands of extra dollars in closings costs, transaction fees, appraisal fees, late fees, pre-payment penalties and such.

Being an informed borrower is the best way to avoid mortgage regret.

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