Refinancing a first mortgage and the second set is a simple process that is much like refinancing a first mortgage, but the two loans are combined for a better overview for the rate. Withadvice Consolidate debt refinancing a mortgage broker with experience in this free video on personal finance. Expert: Matthew McKillen Contact: www. innovativefg. com bio: Matthew McKillen has over 21 years of experience in the specific sector in the organization of loans to its customers. Director: Christopher Rokosz