Home equity loans are a good way to consolidate debts? If not, what is the best?
Instead of paying on two credit cards that are relatively large assets, can I pay with an equity loan and a payment and keep my monthly credit card balances to zero. . . . .
It may well pay you to get a home equity loan. This webpage has an explanation of the different ways to go about it, and there are some useful links which will provide more information.
I hope this helps. Good luck!