My friend is renting a place to me for $200 a month This is the first month of me living here and I haven’t even paid the rent yes to it will not be an issue. They were wondering if they had to pay takes on the rent next year and what they would be. Also are they in any legal obligation to get landlord insurance. We have been friends forever and we are both good people, so I am not gonna screw them and vice verca there is no worries.